Articles

Mortgages

The clock is ticking

12 days is the optimum length of time for a property to be listed on the market in order for it to achieve the maximum sale price, according to analysis from HomeOwners Alliance. Any less or more than 12 days on the market means that sellers accept, on average, less than their original asking price. […]

Mortgages

Keep on lending!

The Council of Mortgage Lenders (CML) has published its latest mortgage lending forecasts reporting gross lending of £21 billion in November – up by an estimated 3% on October, and also 3% up on a year ago. The CML’s lending forecasts for 2017 have been revised downwards from the previous expectations of a year ago, […]

Mortgages

I got Bills

According to the latest research from the Council of Mortgage Lenders (CML), the amount borrowers are paying as a percentage of their household income to service capital and interest rates reached a historic low this month for both first-time buyers and home movers, 17.8% and 17.7% respectively. The CML also published affordability metrics for first-time […]

Secured Loans

Budgeting for Home Improvements

If we want to live in a beautiful home we need to take care of it. As well as general care and maintenance, we may also want to find ways to improve its value. Our homes are more than just a place to live – they’re usually our most valuable asset. The most obvious way to […]

Secured Loans

Applying for a Secured Loan

When secured finance is being raised, people may sometimes be confused about the processes involved. I thought it would be a good idea to have a jargon free, non technical guide which will hopefully allow you to get more familiar with the secured loan application process. As I am keeping it jargon free, this is not a blow […]

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