Secured Loans

Secured loans are an excellent way for people to free up equity in their property allowing homeowners to raise larger funds spread over a longer term. If you’re looking for a secured loan, with a common sense approach and access to specialist knowledge we could help.

  • Employed, contract and self employed loans available
  • All circumstances considered
  • Free, no obligation advice tailored to your needs


What’s available?

With access to the best deals in the UK and offering excellent rates for people who are employed, on contract or self employed  you’ll be able to find out quickly if you can raise the funds you need.

The whole process is really easy for all types of borrowers – simply contact us, provide the required information and let Baker Financial do all the hard work and find the right secured loan that is tailor made for you.

What are the benefits of applying for a secured loan?

Secured loans tend to offer more flexibility when it comes to affordability calculations and unlike a mortgage can usually be completed in as little as 3 to 4 weeks. A secured loan ‘sits behind’ your first or main mortgage allowing this to remain unchanged and separate, meaning any special deal period (such as a fixed rate period) will not be affected.

Loans start from around £10,000 and can be used for practically any purpose including:

  • Home improvements
  • Development
  • Refinancing
  • Business purposes


Why should I choose you?

All clients get free, no obligation advice and if you decide to proceed, there are minimal upfront costs (you may have to pay for a valuation or a lenders minimal application charge, Baker Financial do not charge any upfront fees) –  there’s really nothing to lose.

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